Pay Off Your Debts in as Little as 3 Years

Consult with an experience Chapter 13 bankruptcy law firm in the Bossier City and Shreveport, LA area

By Federal law, Chapter 13 lets you:

- Consolidate your bills
- Keep your property
- Stop creditor harassment
- Stop garnishments
- Stop foreclosures
- Stop repossessions and seizures of property

A chapter 13 bankruptcy is also called a wage earner's plan. It allows a person with regular income to enter into a plan to repay all or part of their debts. In a Chapter 13, the debtor or debtors propose a repayment plan to make installments to creditors over a three to five year period.

Call 318-746-7467 now to set up a no-cost, no-obligation consultation with a Chapter 13 bankruptcy attorney.

Who can benefit from Chapter 13 bankruptcy?

Chapter 13 bankruptcy allows borrowers to consolidate their debts and pay them off in three to five years. This debt relief option can be a good choice for someone who...

  • Has received a foreclosure notice
  • Is at risk of their assets being repossessed
  • Wants to avoid liquidating their assets to pay creditors

You'll want to speak with a Chapter 13 bankruptcy attorney before you go this route, so contact John W Evans, Jr. Attorney at Law in Bossier City, LA today for guidance.

Advantages of Chapter 13

Chapter 13 offers individuals a number of advantages over liquidation under chapter 7

Most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure by filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over three to five years. Chapter 13 stops the repossession of the individuals vehicle an allows them to pay the vehicle through a chapter 13 Bankruptcy plan and keep the vehicle. A Chapter 13 stops garnishment of wages and seizures of property and allows the individual to pay the debts back through a chapter 13 bankruptcy over three to five years.

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